<?xml version="1.0" encoding="UTF-8"?><resource xmlns="http://datacite.org/schema/kernel-4"><identifier identifierType="URL">https://inrepscholar.com/projects/973</identifier><creators><creator><creatorName>Taiwo Temidayo John</creatorName></creator></creators><titles><title>Online Payments in Rwanda - Exploring Gaps and Proposing Possible a Possible Solution</title></titles><publisher>African Leadership Univerisity</publisher><publicationYear>2021</publicationYear><resourceType resourceTypeGeneral="Text">Final Year Project</resourceType><descriptions><description descriptionType="Abstract">Online payments, also known as e-commerce payments, are crucial for digital transactions. In Rwanda, the Mobile Money system is the most popular, but this project aims to identify and address gaps in the current system.</description></descriptions></resource>