<?xml version="1.0" encoding="UTF-8"?><oai_dc:dc xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:dc="http://purl.org/dc/elements/1.1/"><dc:title>Online Payments in Rwanda - Exploring Gaps and Proposing Possible a Possible Solution</dc:title><dc:creator>Taiwo Temidayo John</dc:creator><dc:date>2021</dc:date><dc:description>Online payments, also known as e-commerce payments, are crucial for digital transactions. In Rwanda, the Mobile Money system is the most popular, but this project aims to identify and address gaps in the current system.</dc:description><dc:identifier>https://inrepscholar.com/projects/973</dc:identifier></oai_dc:dc>